Payment Policy

Accepted payment methods

• Credit/debit cards: Visa, Mastercard, American Express, Maestro, UnionPay
• Digital wallets: Apple Pay, Google Pay
• The exact options available appear at checkout.

Payment processing

• Choose your preferred method at checkout; some methods may redirect to a secure gateway to complete verification.
• Your card or wallet is charged when you place the order. Applicable sales tax is calculated at checkout based on your shipping address.

Security

• All transactions use TLS/SSL encryption.
• Payments are processed by PCI‑DSS compliant providers.
• We do not store full credit card numbers on our servers.

Authorization and confirmation

• By placing an order, you authorize Musthaves Moda to charge the total amount, including taxes and shipping.
• You’ll receive an email confirmation after successful payment; it serves as your receipt and includes order and shipping details.

Order review and issues

• Orders are processed after payment is confirmed. If there’s a payment issue, we’ll notify you promptly via the contact details provided at checkout.
• If an order is flagged by our fraud‑prevention systems, we may contact you for verification or cancel and refund the order.

Refunds and disputes

• Refunds (when applicable) are issued to the original payment method according to our Returns Policy.
• If you notice a discrepancy, contact support@musthavesmoda.com. We’re happy to investigate before you open a dispute with your card issuer.

Currency

• Transactions are processed in the currency shown on the site at the time of purchase (USD for US customers unless otherwise indicated).

Updates to this policy

• We may update this policy from time to time. Changes take effect when posted on this page. Last updated: [update the month/year when you publish].

Contact

• Questions about payments: support@musthavesmoda.com